Two Easy Ways to Apply

With AMERICAPITAL FUNDING, you are in good hands and you are guaranteed a fast application and closing process. Below you will find two simple ways to begin your loan process.


Apply Online
• Complete Application (30 minute app.)
Apply online with easy-to-use screens that take you through the entire process to get the fastest approval possible.

• Short Application (1 minute app.)
Complete our short application to start the process to loan approval immediately.

• Past two (2) years W-2 statements
• Pay Stubs covering the last (30) thirty days
• Two most recent monthly bank statements
• Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
• Copy of the purchase and sale agreement
• If you are currently renting….either 12 months canceled rent checks or the name and address of your current landlord
• If divorced…a fully executed divorce decree
• A letter of explanation for any known credit problems

  For self employed borrowers, employed in sales, paid by commission, or owns rental real estate:

• Two (2) years signed personal tax returns - including all schedules
• If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation.