Address:
3601 Lorna Ridge Drive
Hoover, Alabama 35216
Telephone: 205.278.5200
Toll Free: 800.818.6174
Fax: 205.278.5290
President: Phil King
Phil entered the mortgage industry in 1986. He immediately found the passion in helping people. Phil grew up as the child of a missionary, and he knew that the mortgage business could help his own calling "to serve." He graduated from Milligan college in Tennessee in 1983, and in 1986 married his beloved Jana. They have four children, and there first grandchild arrived on 4 October 2008. Phil is very active in New Heights, an Independent Christian Church. He currently serves as an Elder, adult teacher and Chairman of the Board of Trustees. Phil has preached for several different churches on an "as-needed" basis. Phil also gives back to the mortgage industry by supporting the Alabama Mortgage Brokers Association. He has served the association as an Education Committee Chair, Board Secretary, and he currently serves as President. Phil is also an approved Instructor for the National Association of Mortgage Brokers. He currently teaches "Credit Scoring" for the State of Alabama. He can also be reached at pking@americapitalfunding.com
Phil sums up his life as, "I exist to serve."
Ricky M. Garcia
 Ricky was born in Detroit, Michigan and stayed in Michigan through his 30's. He went to college on a gymnastics scholarship and continued coaching after graduation. When he was not travelling throughout the globe with our National Women's Team, he was originating mortgage loans. He has now been in this field for over a decade. His coaching skills are invaluable in organizing and running the company's operations. He has four children and one grandchild and attends Holy Infant of Prague Catholic Church. Please email him at rgarcia@americapitalfunding.com
Jim Nerios
After over thirty (30) years of service with Bellsouth/AT&T, Jim retired in August 2007. Not one to sit around, He looked for a way to do something that would actually benefit people. He had used Americapital for his own personal mortgages over the years, and knew about their commitment to find solutions for so many mortgage needs, big and small. He says, "I now have the privilege of helping others as I have seen them do for over twenty (20) years, and now I want to help you. Whether you are looking to lower your existing payment, need cash to remodel, travel or consolidate your debt, purchase your first home, a vacation home or investment property, I am commited to helping you choose the best loan, help you find the most cometitive terms and ensure that you have a complete understanding of your mortgage program." Please call me at 205-910-7500 or email me at nerios@bellsouth.net
|
