Conforming Loan Programs Loans under $417,000 For loans over $ see jumbo rates. For VA loans see VA
Program Rates 15-Year Fixed 5.25 30-Year Fixed 5.625 3/1 ARM 4.625 5/1 ARM 4.75
VA Loans For loans over $417,000 see jumbo rates. For loans under $417,000 see conforming rates. Program Rates 15-Year Fixed 5.25 30-Year Fixed 5.625
Jumbo Loan Programs Loans over $417,000 For loans under $ see conforming rates. Program Rates 30-Year Fixed 6.375
Super Jumbo Loan Programs Greater than $650K
Please call 205-278-5222 for additional interest rates and loan programs
Low rates and fees through knowledge and technology
Adjustable rate mortgage (ARM)
Is a mortgage in which the interest rate is adjusted periodically based on a pre-selected index. Also sometimes known as the renegotiable rate mortgage, the variable rate mortgage or the Canadian rollover mortgage.
Fixed Rate Mortgage
The mortgage interest rate will remain the same on these mortgages throughout the term of the mortgage for the original borrower.
Annual percentage rate (A.P.R.)
APR is a measurement of the full cost of a loan including interest and loan fees expressed as a yearly percentage rate. Because all lenders apply the same rules in calculating the annual percentage rate, it provides consumers with a good basis for comparing the cost of loans.
